I admit, I try to banish all thoughts of insurance from my mind. For some reason, it makes me tense. But here's an interesting case: A woman was killed by her ex-boyfriend, who was mentally ill. According to Pennsylvania Law Weekly, "Warren Heisey expected his actions would cause his ex-girlfriend Janie S. Reim's death," which means the death was not accidental. Therefore the insurance company isn't required to pay out the policy to Reim's estate.

The case is important because it hinges on whether a mentally ill person is capable of conceiving intent. Was Heisey aware that his attack on Reim would cause her harm?

Mental Illness Evidence Doesn't Destroy Intent

[This image is an old ad for Prudential Insurance. Why was the poor little girl being sent away from her family? Did Aunt Martha die? I almost cried when I saw that.]